Fixed Deposit vs Debt Funds

Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Annual Interest / Return (%) Investment Value at the end of the term Total Interest / Profit
Fixed Deposit 100000 6.66 106,660 6,660
HDFC Dynamic Debt Fund - Growth Option 100000 3.25 103,247 3,247
Post Tax Return Pre-tax Interest / Profit Capital Gains Income / Capital Gains Tax Post Tax Interest / Profit
Fixed Deposit 6,660 Not Applicable 1,998 4,662
HDFC Dynamic Debt Fund - Growth Option 3,247 Short Term 974 2,273

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 25-03-2019
Scheme
Name
Launch Date 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Edelweiss Dynamic Bond Fund - Regular Plan - Growth Option 27-06-2008 10.32 6.45 6.95 7.93 6.61 6.48
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 9.03 7.56 8.73 8.92 8.44 8.49
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 8.68 5.5 7.91 8.9 8.15 8.08
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 8.65 8.35 9.43 9.97 8.2 8.96
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 8.61 5.71 7.23 8.51 7.82 6.77
DHFL Pramerica Dynamic Bond Fund - Growth Option 12-01-2012 8.44 6.62 8.33 9.05 - 8.22
Axis Dynamic Bond Fund - Growth Option 27-04-2011 7.85 5.94 7.56 8.65 - 8.36
SBI Dynamic Bond Fund - Regular Plan - Growth (Previously Magnum NRI) 09-02-2004 7.74 5.39 8.11 8.61 8.02 5.6
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 7.49 5.81 7.81 9.03 5.04 5.62
JM Dynamic Debt Fund - Premium Plan - Growth Option 13-10-2004 7.42 7.38 7.72 8.19 7.62 7.34
JM Dynamic Debt Fund - Regular Plan - Growth Option 25-06-2003 7.4 7.36 7.68 8.13 7.55 6.93
HSBC Flexi Debt Fund-Growth 05-10-2007 7.26 4.49 6.22 7.49 7.52 8.0
ICICI Prudential All Seasons Bond Fund - Premium Growth Option 04-05-2009 7.26 6.82 8.91 10.62 - 8.75
ICICI Prudential All Seasons Bond Fund Retail - Cumulative 28-03-2002 7.26 6.82 8.91 10.62 9.0 9.09
ICICI Prudential All Seasons Bond Fund - Growth 04-05-2009 7.21 6.73 8.84 10.48 - 8.8
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 7.15 5.86 7.73 8.71 8.03 7.93
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 7.15 5.99 7.71 9.21 - 8.59
IDBI Dynamic Bond Fund Growth 21-02-2012 7.08 3.35 5.2 6.31 - 5.99
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 6.99 4.23 5.95 7.22 7.21 7.68
Reliance Dynamic Bond Fund-Growth Plan-Growth Option 03-11-2004 6.9 5.05 7.06 8.36 7.55 6.44
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 6.86 - - - - 5.86
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 6.77 4.64 7.17 8.39 - 7.61
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 6.65 - - - - 4.56
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 6.56 5.3 7.18 8.33 - 8.35
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 6.55 5.15 6.9 8.17 7.49 6.83
Principal Dynamic Bond Fund - Growth Option 13-05-2003 6.53 5.18 7.17 8.31 7.88 7.51
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 6.24 4.7 6.32 8.31 - 8.13
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 6.24 4.7 6.32 8.31 8.24 8.25
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 6.16 6.72 6.67 8.36 - 6.92
Union Dynamic Bond Fund - Growth Option 13-02-2012 5.85 4.13 5.61 6.96 - 6.65
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 5.26 4.02 5.11 5.98 - 8.89
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 4.18 4.04 7.38 8.48 - 8.64
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 3.1 3.35 5.81 7.86 7.52 8.53
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 - - - - - 2.14