Fixed Deposit vs Debt Funds

Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Annual Interest / Return (%) Investment Value at the end of the term Total Interest / Profit
Fixed Deposit 100000 6.87 106,890 6,890
HDFC Dynamic Debt Fund - Growth Option 100000 8.46 108,483 8,483
Post Tax Return Pre-tax Interest / Profit Capital Gains Income / Capital Gains Tax Post Tax Interest / Profit
Fixed Deposit 6,890 Not Applicable 2,067 4,823
HDFC Dynamic Debt Fund - Growth Option 8,483 Short Term 2,545 5,938

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 28-05-2020
Scheme
Name
Launch Date 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 16.26 12.54 8.66 8.68 8.92 7.39
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 01-03-2017 15.64 11.73 8.29 - - 8.22
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 15.2 12.28 8.78 9.4 9.32 6.26
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 15.08 12.89 8.75 9.11 9.23 8.73
Axis Dynamic Bond Fund - Regular Plan - Growth Option 20-04-2011 13.43 11.59 8.52 8.82 - 8.97
ICICI Prudential All Seasons Bond Fund - Growth 05-05-2009 12.65 10.6 8.46 9.53 9.93 9.18
Union Dynamic Bond Fund - Growth Option 13-02-2012 12.59 10.47 7.22 7.16 - 7.48
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 12.25 10.67 7.85 - - 8.15
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 12.0 10.66 8.07 8.63 8.54 6.13
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 11.67 9.74 6.75 8.05 8.41 8.01
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 11.67 10.92 8.29 8.75 - 8.75
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 11.6 11.33 8.95 9.46 9.2 8.79
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 01-11-2004 11.49 10.08 7.17 7.99 8.67 6.82
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 11.05 9.76 7.58 8.35 8.26 8.25
HSBC Flexi Debt Fund-Growth 05-10-2007 10.72 10.16 6.75 7.24 7.92 8.27
Edelweiss Dynamic Bond Fund - Regular Plan - Growth Option 27-06-2008 10.64 11.5 8.04 7.8 7.65 6.92
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 10.61 9.22 7.03 7.84 - 8.67
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 10.46 9.89 6.49 6.97 7.62 7.96
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 8.53 5.55 4.22 6.17 7.42 8.43
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 8.24 8.13 6.08 7.18 8.14 6.94
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 8.1 7.11 5.29 5.77 - 8.75
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 8.09 - - - - 8.84
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 6.52 7.02 6.43 6.81 - 6.88
Quant Dynamic Bond-Growth 22-05-1998 6.19 6.56 4.33 5.97 7.8 8.71
JM Dynamic Debt Fund - Regular Plan - Growth Option 25-06-2003 6.14 6.76 6.94 7.52 7.77 6.89
IDBI Dynamic Bond Fund Growth 21-02-2012 5.95 7.23 4.54 5.34 - 6.08
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 0.95 3.79 2.99 5.43 7.45 7.4
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 0.95 3.79 2.99 5.43 7.45 7.72
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 0.43 0.96 1.64 5.18 - 7.44
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 -0.49 2.7 3.12 5.62 - 7.12
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 -2.28 3.52 4.54 6.67 7.38 8.44
Principal Dynamic Bond Fund - Growth Option 13-05-2003 -4.03 1.81 1.89 4.67 6.56 6.79