Fixed Deposit vs Debt Funds

Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Annual Interest / Return (%) Investment Value at the end of the term Total Interest / Profit
Fixed Deposit 100000 6.87 106,870 6,870
HDFC Dynamic Debt Fund - Growth Option 100000 4.15 104,149 4,149
Post Tax Return Pre-tax Interest / Profit Capital Gains Income / Capital Gains Tax Post Tax Interest / Profit
Fixed Deposit 6,870 Not Applicable 2,061 4,809
HDFC Dynamic Debt Fund - Growth Option 4,149 Short Term 1,245 2,904

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 20-09-2019
Scheme
Name
Launch Date 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Edelweiss Dynamic Bond Fund - Regular Plan - Growth Option 27-06-2008 15.29 7.65 7.14 8.11 7.25 6.75
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 14.02 6.55 7.68 9.14 8.44 8.3
SBI Dynamic Bond Fund - Regular Plan - Growth (Previously Magnum NRI) 09-02-2004 13.81 6.8 7.94 9.33 8.73 5.9
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 24-03-2017 13.2 6.68 - - - 6.52
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 12.84 6.15 6.35 8.4 8.11 6.91
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 12.79 6.71 8.21 9.43 - 8.51
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 12.75 7.84 8.18 9.14 8.74 8.62
HSBC Flexi Debt Fund-Growth 05-10-2007 12.6 5.6 5.9 7.69 7.65 8.18
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 12.31 5.33 5.64 7.42 7.34 7.86
Axis Dynamic Bond Fund - Growth Option 27-04-2011 12.24 6.73 7.22 8.82 - 8.59
Union Dynamic Bond Fund - Growth Option 13-02-2012 11.81 5.48 5.34 7.19 - 7.01
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 11.44 6.54 6.81 8.91 5.53 5.79
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 11.09 5.41 - - - 6.82
Reliance Dynamic Bond Fund-Growth Plan-Growth Option 03-11-2004 10.99 5.04 6.03 8.28 8.05 6.58
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 10.4 4.98 6.41 8.39 7.87 7.77
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 9.94 5.33 6.54 8.55 7.76 7.95
ICICI Prudential All Seasons Bond Fund - Growth 04-05-2009 9.82 6.04 7.6 9.66 9.2 8.85
ICICI Prudential All Seasons Bond Fund - Premium Growth Option 04-05-2009 9.82 6.1 7.67 9.8 9.15 8.79
ICICI Prudential All Seasons Bond Fund Retail - Cumulative 28-03-2002 9.81 6.1 7.67 9.8 9.17 9.11
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 9.6 4.37 5.03 8.18 8.27 8.31
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 9.6 4.37 5.03 8.18 8.28 8.22
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 9.21 4.69 5.94 8.1 - 8.29
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 8.73 7.16 8.16 9.35 8.17 8.89
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 7.95 4.33 5.71 7.69 7.63 6.81
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 7.9 5.78 6.66 7.75 - 6.91
JM Dynamic Debt Fund - Premium Plan - Growth Option 13-10-2004 6.99 7.1 7.35 7.97 7.73 7.32
JM Dynamic Debt Fund - Regular Plan - Growth Option 25-06-2003 6.97 7.09 7.33 7.92 7.66 6.92
IDBI Dynamic Bond Fund Growth 21-02-2012 6.54 2.52 3.35 5.54 - 5.7
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 6.41 3.11 3.96 5.64 - 8.54
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 4.02 1.82 3.48 6.89 7.22 8.41
Principal Dynamic Bond Fund - Growth Option 13-05-2003 0.04 0.3 2.76 6.1 6.71 6.92
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 - - - - - 7.63
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 -0.43 0.57 3.1 6.63 - 7.04
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 -2.28 -0.51 3.19 6.25 - 7.65