Fixed Deposit vs Debt Funds

Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Annual Interest / Return (%) Investment Value at the end of the term Total Interest / Profit
Fixed Deposit 100000 6.87 106,890 6,890
HDFC Dynamic Debt Fund - Growth Option 100000 5.2 105,211 5,211
Post Tax Return Pre-tax Interest / Profit Capital Gains Income / Capital Gains Tax Post Tax Interest / Profit
Fixed Deposit 6,890 Not Applicable 2,067 4,823
HDFC Dynamic Debt Fund - Growth Option 5,211 Short Term 1,563 3,648

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 31-03-2020
Scheme
Name
Launch Date 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 07-03-2017 14.36 10.23 7.71 - - 7.7
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 13.87 10.62 8.12 8.68 8.99 6.1
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 12.7 10.46 7.68 8.22 9.07 8.49
Axis Dynamic Bond Fund - Regular Plan - Growth Option 20-04-2011 12.64 10.06 8.0 8.36 - 8.83
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 12.07 9.34 - - - 7.87
Union Dynamic Bond Fund - Growth Option 13-02-2012 11.64 8.41 6.52 6.57 - 7.26
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 11.62 9.86 7.53 7.85 8.55 7.15
Edelweiss Dynamic Bond Fund - Regular Plan - Growth Option 27-06-2008 11.11 10.55 7.95 7.58 7.68 6.88
ICICI Prudential All Seasons Bond Fund - Growth 05-05-2009 10.94 8.76 7.94 8.78 9.75 9.0
ICICI Prudential All Seasons Bond Fund - Premium Growth Option 04-05-2009 10.94 8.79 8.0 8.85 9.7 8.95
ICICI Prudential All Seasons Bond Fund Retail - Cumulative 28-03-2002 10.94 8.79 8.0 8.85 9.5 9.2
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 10.85 9.43 7.91 8.3 - 8.58
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 10.73 9.82 8.59 9.06 9.02 8.7
HSBC Flexi Debt Fund-Growth 05-10-2007 10.56 8.58 6.4 6.81 7.88 8.22
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 10.42 8.55 7.17 8.05 6.08 5.97
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 10.3 8.31 6.14 6.54 7.59 7.9
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 9.83 8.22 7.1 7.81 8.1 8.11
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 9.68 7.73 6.14 7.3 8.27 7.8
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 9.29 7.65 6.54 7.31 - 8.49
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 01-11-2004 9.11 7.57 6.24 7.13 8.29 6.62
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 8.23 - - - - 8.64
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 7.56 6.81 7.0 6.76 - 7.05
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 7.03 6.82 5.84 6.82 7.96 6.87
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 6.78 5.57 4.74 5.22 - 8.57
Quant Dynamic Bond-Growth 22-05-1998 6.19 5.64 4.55 6.07 7.88 8.73
IDBI Dynamic Bond Fund Growth 21-02-2012 6.04 6.14 4.13 5.01 - 6.01
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 5.52 3.95 3.98 5.72 7.41 8.4
JM Dynamic Debt Fund - Regular Plan - Growth Option 25-06-2003 5.41 6.39 6.73 7.45 7.67 6.85
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 0.8 3.11 3.15 5.44 7.47 7.44
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 0.8 3.11 3.15 5.45 7.47 7.75
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 0.44 4.45 5.67 7.33 7.66 8.58
Principal Dynamic Bond Fund - Growth Option 13-05-2003 -1.75 1.95 2.7 5.04 6.89 6.94
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 -1.98 2.02 3.13 5.52 - 7.15
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 -4.93 -0.97 0.81 4.49 - 7.16