Fixed Deposit vs Debt Funds

Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Annual Interest / Return (%) Investment Value at the end of the term Total Interest / Profit
Fixed Deposit 100000 6.87 106,870 6,870
HDFC Dynamic Debt Fund - Growth Option 100000 6.06 106,063 6,063
Post Tax Return Pre-tax Interest / Profit Capital Gains Income / Capital Gains Tax Post Tax Interest / Profit
Fixed Deposit 6,870 Not Applicable 2,061 4,809
HDFC Dynamic Debt Fund - Growth Option 6,063 Short Term 1,819 4,244

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 23-01-2020
Scheme
Name
Launch Date 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 13.64 8.97 7.17 8.12 8.88 5.97
Edelweiss Dynamic Bond Fund - Regular Plan - Growth Option 27-06-2008 12.91 9.52 6.88 7.22 7.37 6.76
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 11.73 8.91 6.91 7.64 8.69 8.3
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 11.73 7.76 - - - 7.3
Axis Dynamic Bond Fund - Regular Plan - Growth Option 10-04-2011 11.66 8.66 6.76 7.88 - 8.64
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 11.37 9.24 7.83 8.75 8.9 8.65
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 11.36 8.98 7.14 8.04 - 8.51
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 01-03-2017 11.27 7.96 - - - 6.57
Union Dynamic Bond Fund - Growth Option 13-02-2012 10.87 7.17 5.01 6.13 - 7.06
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 10.81 8.38 5.97 7.24 8.24 6.94
HSBC Flexi Debt Fund-Growth 05-10-2007 10.49 7.52 5.32 6.42 7.67 8.13
ICICI Prudential All Seasons Bond Fund Retail - Cumulative 28-03-2002 10.46 8.22 7.02 8.51 9.3 9.15
ICICI Prudential All Seasons Bond Fund - Growth 04-05-2009 10.46 8.18 6.96 8.41 9.59 8.91
ICICI Prudential All Seasons Bond Fund - Premium Growth Option 04-05-2009 10.46 8.22 7.02 8.51 9.51 8.86
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 10.35 7.97 6.11 7.71 5.82 5.85
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 10.21 7.25 5.05 6.16 7.37 7.81
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 9.56 - - - - 9.21
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 9.27 6.72 5.24 6.94 7.9 7.68
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 9.19 7.03 5.88 7.37 7.86 7.95
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 01-11-2004 8.88 6.5 5.08 6.69 8.18 6.52
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 8.53 6.42 5.31 6.88 - 8.26
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 7.75 6.54 6.73 6.65 - 6.97
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 7.22 5.93 5.01 6.53 7.78 6.81
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 6.29 4.75 3.73 4.76 - 8.45
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 6.06 3.84 3.19 5.57 7.31 8.41
JM Dynamic Debt Fund - Premium Plan - Growth Option 13-10-2004 6.04 6.75 7.0 7.68 7.73 7.26
JM Dynamic Debt Fund - Regular Plan - Growth Option 25-06-2003 6.0 6.71 6.97 7.63 7.67 6.88
IDBI Dynamic Bond Fund Growth 21-02-2012 5.79 5.2 3.11 4.74 - 5.88
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 1.97 5.19 6.12 7.66 7.7 8.65
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 0.12 2.79 2.22 5.42 7.48 7.44
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 0.12 2.79 2.22 5.42 7.48 7.76
Principal Dynamic Bond Fund - Growth Option 13-05-2003 -1.83 1.6 2.09 4.84 6.77 6.9
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 -3.16 1.54 2.47 5.29 - 7.02
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 -3.23 -0.29 0.94 4.61 - 7.28