Fixed Deposit vs Debt Funds

Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Annual Interest / Return (%) Investment Value at the end of the term Total Interest / Profit
Fixed Deposit 100000 6.87 106,870 6,870
HDFC Dynamic Debt Fund - Growth Option 100000 4.22 104,217 4,217
Post Tax Return Pre-tax Interest / Profit Capital Gains Income / Capital Gains Tax Post Tax Interest / Profit
Fixed Deposit 6,870 Not Applicable 2,061 4,809
HDFC Dynamic Debt Fund - Growth Option 4,217 Short Term 1,265 2,952

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 15-11-2019
Scheme
Name
Launch Date 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Edelweiss Dynamic Bond Fund - Regular Plan - Growth Option 27-06-2008 15.12 8.75 6.97 7.69 7.45 6.8
SBI Dynamic Bond Fund - Regular Plan - Growth (Previously Magnum NRI) 09-02-2004 13.67 7.91 7.33 9.0 8.86 5.94
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 12.99 7.89 7.67 9.02 - 8.56
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 12.91 8.7 7.72 9.14 8.86 8.68
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 12.81 7.84 6.88 8.66 8.59 8.33
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 12-03-2017 12.67 7.48 - - - 6.65
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 12.1 7.37 5.79 8.04 8.21 6.96
Axis Dynamic Bond Fund - Growth Option 27-04-2011 12.0 7.8 6.6 8.44 - 8.6
HSBC Flexi Debt Fund-Growth 05-10-2007 11.98 6.85 5.33 7.34 7.72 8.2
Union Dynamic Bond Fund - Growth Option 13-02-2012 11.75 6.59 4.83 6.92 - 7.1
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 11.71 6.59 5.07 7.07 7.42 7.89
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 11.68 7.46 6.2 8.8 5.71 5.86
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 11.01 6.66 - - - 7.04
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 03-11-2004 10.81 6.08 5.39 7.81 8.2 6.6
ICICI Prudential All Seasons Bond Fund Retail - Cumulative 28-03-2002 10.6 7.42 7.04 9.35 9.22 9.13
ICICI Prudential All Seasons Bond Fund - Premium Growth Option 04-05-2009 10.6 7.42 7.04 9.35 9.33 8.83
ICICI Prudential All Seasons Bond Fund - Growth 04-05-2009 10.6 7.37 6.98 9.22 9.38 8.88
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 9.93 5.93 5.64 7.93 7.93 7.76
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 9.78 6.29 5.98 8.27 7.89 7.99
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 9.03 5.63 5.38 7.78 - 8.33
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 8.57 7.3 7.93 9.01 8.19 8.88
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 8.43 6.34 6.75 7.52 - 7.01
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 8.14 5.44 5.09 7.4 7.75 6.84
JM Dynamic Debt Fund - Premium Plan - Growth Option 13-10-2004 6.63 6.96 7.17 7.84 7.74 7.29
JM Dynamic Debt Fund - Regular Plan - Growth Option 25-06-2003 6.61 6.95 7.15 7.79 7.67 6.9
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 6.26 4.07 3.59 5.44 - 8.55
IDBI Dynamic Bond Fund Growth 21-02-2012 6.21 3.89 2.86 5.31 - 5.81
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 6.02 4.14 3.5 7.2 7.97 7.94
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 6.02 4.14 3.5 7.2 7.97 8.11
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 4.18 2.9 2.96 6.47 7.34 8.43
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 - - - - - 9.63
Principal Dynamic Bond Fund - Growth Option 13-05-2003 -0.47 1.01 2.18 5.7 6.77 6.93
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 -1.89 1.36 2.58 6.22 - 7.08
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 -2.84 -0.21 2.08 5.69 - 7.55