Fixed Deposit vs Debt Funds

Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Annual Interest / Return (%) Investment Value at the end of the term Total Interest / Profit
Fixed Deposit 100000 6.87 106,870 6,870
HDFC Dynamic Debt Fund - Growth Option 100000 3.73 103,725 3,725
Post Tax Return Pre-tax Interest / Profit Capital Gains Income / Capital Gains Tax Post Tax Interest / Profit
Fixed Deposit 6,870 Not Applicable 2,061 4,809
HDFC Dynamic Debt Fund - Growth Option 3,725 Short Term 1,118 2,608

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 19-07-2019
Scheme
Name
Launch Date 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Edelweiss Dynamic Bond Fund - Regular Plan - Growth Option 27-06-2008 16.1 8.01 8.07 8.49 7.15 6.89
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 14.78 7.07 8.69 9.62 8.41 8.48
SBI Dynamic Bond Fund - Regular Plan - Growth (Previously Magnum NRI) 09-02-2004 14.5 7.1 8.85 9.65 8.77 5.98
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 13.68 8.44 9.25 9.52 8.83 8.77
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 15-03-2017 13.66 7.13 - - - 7.31
HSBC Flexi Debt Fund-Growth 05-10-2007 13.44 6.0 6.98 8.14 7.71 8.34
DHFL Pramerica Dynamic Bond Fund - Growth Option 12-01-2012 13.25 6.96 8.9 9.82 - 8.7
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 13.15 5.73 6.71 7.87 7.41 8.03
Axis Dynamic Bond Fund - Growth Option 27-04-2011 12.56 6.87 8.13 9.1 - 8.74
Reliance Dynamic Bond Fund-Growth Plan-Growth Option 03-11-2004 12.22 5.7 7.44 8.79 8.11 6.7
Union Dynamic Bond Fund - Growth Option 13-02-2012 12.04 5.96 6.41 7.66 - 7.24
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 11.97 5.67 6.89 8.45 8.03 6.89
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 11.94 6.95 7.86 9.33 5.53 5.88
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 11.85 5.96 - - - 7.47
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 11.5 5.48 7.9 8.92 7.97 7.97
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 10.73 5.99 7.85 9.04 7.75 8.15
ICICI Prudential All Seasons Bond Fund Retail - Cumulative 28-03-2002 10.42 6.42 8.68 10.2 9.26 9.2
ICICI Prudential All Seasons Bond Fund - Premium Growth Option 04-05-2009 10.42 6.42 8.68 10.2 9.13 8.93
ICICI Prudential All Seasons Bond Fund - Growth 04-05-2009 10.4 6.34 8.62 10.05 9.19 8.99
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 10.04 5.37 7.26 8.62 - 8.63
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 9.42 4.33 6.16 8.46 8.3 8.38
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 9.42 4.33 6.16 8.46 8.3 8.32
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 9.26 7.7 8.78 9.56 8.11 8.94
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 8.91 4.58 6.55 8.06 7.61 6.9
IDBI Dynamic Bond Fund Growth 21-02-2012 7.67 3.2 4.53 6.15 - 5.98
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 7.48 5.87 6.74 7.91 - 6.97
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 7.48 3.86 5.06 6.2 - 8.97
JM Dynamic Debt Fund - Premium Plan - Growth Option 13-10-2004 7.28 7.27 7.5 8.06 7.72 7.34
JM Dynamic Debt Fund - Regular Plan - Growth Option 25-06-2003 7.26 7.26 7.47 8.01 7.65 6.93
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 3.73 1.88 4.51 7.21 7.14 8.46
Principal Dynamic Bond Fund - Growth Option 13-05-2003 0.47 0.73 3.81 6.52 6.81 7.0
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 0.26 1.53 4.45 7.16 - 7.34
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 - - - - - 7.33
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 -1.26 0.07 4.31 6.67 - 7.87