SBI Credit Risk Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
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Fund Manager: Mr. Lokesh Mallya, |
Debt: Credit Risk |
NIFTY Credit Risk Bond Index B-II
NAV as on 01-12-2025
AUM as on
Rtn ( Since Inception )
6.73%
Inception Date
Jul 14, 2004
Expense Ratio
1.5%
Fund Status
Open Ended Scheme
Min. Investment
5,000
Min. Topup
1,000
Min. SIP Amount
500
Risk Status
high
Investment Objective : To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below (excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Returns (%)
| 3 Mon | 6 Mon | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs | |
|---|---|---|---|---|---|---|
| Fund | 1.92 | 3.25 | 8.16 | 8.13 | 6.71 | 6.6 |
| NIFTY COMPOSITE G-SEC INDEX | 1.84 | 0.02 | 6.71 | 7.98 | 5.85 | 0.0 |
| Debt: Credit Risk | 2.03 | 3.19 | 10.46 | 8.69 | 9.07 | 6.44 |
| Rank within Category | ||||||
| Number of Funds within Category |
Peer Comparison
| Return (%) | ||||||
|---|---|---|---|---|---|---|
| Scheme Name | AUM (crore) |
Expense Ratio |
1 Yr | 3 Yrs | 5 Yrs | 10 Yrs |
| SBI Credit Risk Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) | 219 | 1.5 | 8.16 | 8.13 | 6.71 | 6.6 |
| DSP Credit Risk Fund - Regular Plan -Growth | 20.85 | 1.26 | 21.32 | 14.71 | 11.11 | 7.85 |
| HSBC Credit Risk Fund - Regular Growth | 53.51 | 1.45 | 20.53 | 11.13 | 8.39 | 7.18 |
| Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth | 107.3 | 1.51 | 13.64 | 10.77 | 9.2 | 8.19 |
| ICICI Prudential Credit Risk Fund - Growth | 591.58 | 1.4 | 9.51 | 8.39 | 7.29 | 7.85 |
| Invesco India Credit Risk Fund - Regular Plan - Growth | 15.3 | 1.45 | 9.4 | 9.34 | 6.53 | 5.77 |
| Nippon India Credit Risk Fund - Growth Plan | 100.34 | 1.3 | 9.22 | 8.37 | 8.53 | 6.06 |
| Kotak Credit Risk Fund - Growth | 72.51 | 1.71 | 8.98 | 7.57 | 5.82 | 6.79 |
| Axis Credit Risk Fund - Regular Plan - Growth | 36.7 | 1.57 | 8.82 | 7.93 | 6.75 | 6.84 |
| Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option | 19.94 | 1.61 | 8.28 | 7.89 | 9.45 | 7.68 |
Yearly Performance (%)
Historical Returns (%)
| 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 7.82 | 8.71 | 6.01 | 6.32 | 4.81 | 9.78 | 4.95 | 4.25 | 8.32 | 7.54 |
| S&P BSE India Bond Index | 10.84 | 11.77 | 3.96 | 3.03 |
Returns Calculator
Growth of 10000 In SIP (Fund vs Benchmark)
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Rolling Returns
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
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Asset Allocation
Top 10 Holdings
| Company | Instrument | Credit Rating | Holdings (%) |
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