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Life has a great deal to offer us; good things and bad. Just the way we enjoy the good, there are times we have to endure the not-so-good as well.

The world has advanced, and man yet again has come up with an ingenious device to combat the not-so-favourable times. One of them is Insurance.

Insurance is the transfer of risk of loss from one entity to another in exchange of payment. The transaction includes the insured individual making small stipulated payments at regular intervals for a period of time. This is done on the basis of an agreement signed by the insurer that he will compensate the insured individual in case of any financial loss.

There are different types of insurances offering different areas of protection. They are as listed below.